Why travel insurance is sometimes required

If you’ve ever purchased a plane ticket, you’ve probably noticed that the airline is required to offer travel insurance as part of their ticket price. This is because airlines are legally required to cover any losses incurred by passengers due to delays or cancellations in flight plans, but only if the passenger has purchased travel insurance with them.

Similarly, cruise lines also require that all guests purchase some sort of coverage before boarding their ship–and they often offer three different tiers: basic (the most basic), standard (more comprehensive) and premier/deluxe (best). In general terms these policies work similarly as those offered by airlines: If something goes wrong during your trip (such as an injury), then they’ll pay out money so that it doesn’t ruin your vacation completely.

• Cancellation or disruption of your trip
• Medical emergencies while traveling
• Travel cancellation, interruption and evacuation insurance are the most common reasons to purchase travel insurance. There are other types of coverage that you should consider as well, such as lost baggage and emergency medical evacuation.

Medical emergencies can occur, especially as you travel out of your comfort zone. Travel insurance will cover the cost of medical care and get you home if you can’t continue your trip.

• If you’re traveling alone, there’s no one else looking out for you if something goes wrong.
• You’re more likely to get hurt or sick than the average person because of the activities that are part of your trip (like hiking in remote areas).
• If something does happen, no one will know about it until it’s too late. For example:
• If someone breaks their leg on a hike and isn’t able to walk back down the mountain on their own, they could be stuck there overnight without anyone knowing that they’re missing until morning–or even longer if they don’t have cell service! This would be especially dangerous if there were bears nearby…so yes: please don’t go hiking alone!

Some airlines require it if you want to book non-refundable tickets. This is because the airline will not be able to refund your money if something goes wrong, so they want to make sure that their customers are covered. Some airlines do not require travel insurance, but it’s always a good idea to buy some anyway in case something happens during your trip!

Some airlines will waive the fee if you buy insurance from them through their website or call center (for example, Southwest Airlines).

Travel insurance is a good investment if you plan to take a big trip. It can cover things like lost luggage, medical emergencies and trip cancellation.

If you’re traveling abroad for more than a month, it’s wise to buy travel insurance before booking your flight so that both are covered at the same time. You may be able to buy it when buying the ticket or when purchasing other travel-related items such as hotels and car rentals

Travel insurance is worth it when you plan a big trip! You never know what could happen on your vacation, so it’s best to be prepared with travel insurance coverage. If you’re not sure if you need travel insurance or not, check out our article on how to choose the right policy for your needs.