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Medicare is a government-sponsored health insurance program that covers medical expenses for seniors and disabled people. It’s not as simple to understand as it sounds, however, because Medicare has different parts called “parts A,” “B,” and “D.” Most of us are familiar with parts A and B because they cover things like hospital stays and physician visits. Part D is for prescription drugs (including dentures). However, many people aren’t aware that Medicare also covers some dental care costs—although not all of them. Let’s take a look at what exactly is covered under Part D for seniors and how much each procedure will cost you if you’re on Medicare coverage…
Medicare will pay for a lot of dental care. However, it’s important to be aware of what is covered and what isn’t. The following are some things you should know about Medicare dental insurance:
The Affordable Care Act (aka Obamacare) requires dental insurance to be included in all new plans purchased after January 1, 2020 or individual states will have to step up and include it in their own plans.
The good news is that there are currently over 30 states that already require dental coverage as part of their Medicaid program, so if you qualify for Medicaid then your children will be covered by this benefit. You can learn more about how to apply for Medicaid here: https://www.medicareadvocacy.org/medicaid/.
Medicare pays for most dental services, but there are some exceptions.
Getting your dental needs taken care of is never going to be as simple as getting your medical services covered by Medicare. The two programs work differently and have different goals, which means that they’re not always compatible.
Although it’s possible to find dental insurance through Medicare, it’s important to understand what kind of coverage you’ll receive and how much it will cost you before signing up for any plan–especially if you’re on a fixed income or already struggling financially. Here are some things to consider:
Getting your dental needs taken care of is never going to be as simple as getting your medical services covered by Medicare. However, if you have a qualifying condition, then you may be able to get some coverage through Medicaid or an HMO plan (or even an individual health insurance policy).
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